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Crypto Baccarat: how it works and where to play

Tristyn by Tristyn · November 26, 2022

Baccarat is easily one of the most popular table games in any casino. Although James Bond added to the game's popularity, it was already simple enough: the house edge is extremely low, and the opportunity to walk away with a significant profit after a few rounds of luck is too high to ignore. 

No welcome offer
300% up to $20,000 (tiered)
300% up to 4 BTC + 300 Free Spins

When Crypto made its way to the gambling world, it didn't take long for Baccarat games to pop up at all the crypto casino websites. So today, we'll look at exactly how you can enjoy your favorite table game from the comfort of your home using cryptocurrencies. 

Cryptocurrency Baccarat vs regular Baccarat: What's the difference?

Baccarat is often known as "the gentlemen’s" game. You can place a bet with the "Banker" or the "Player." You must bet on the side that draws cards as close to 9 as possible to win. If you win, you'll double your money. If you lose, you can take that loss and move on to the next round. Additional bets, such as the "tie" and the "pairs," can throw spanners into the works. 

What makes the game so great is that the house edge sits at just 1.06% (for comparison, Roulette has a 5.25% house edge). A few differences come into play when using cryptocurrencies. The first significant difference is that you're not in a casino, but you'll be playing online. That generally means you'll lack the same experience that traditional casinos provide. This is why crypto casinos include additional features such as VIP programs, live dealers, promotions, etc. It's all to enhance the user experience so that you will feel like you are in a physical casino that's on your side!

So, why play using cryptocurrencies? There are multiple reasons to answer that question.


  • Provably Fair: Baccarat comes in two forms when using a crypto casino: through a live casino stream or Video Baccarat, a 2D graphical game. Most crypto casinos will implement "provably fair" gameplay in this case. This system lets the players know that each bet they place provides a 100% fair result that the casino owners did not alter.

    Since you'll be playing online and must "trust" the software, provably fair results are essential. If a casino doesn't use provably fair results for video baccarat, we suggest avoiding it at all costs.

  • Live Casino: Although you might not be in a physical casino, you might still want the full experience. Using a live dealer is the best way to enhance your experience. We have a page explaining live dealers.

  • Location: Playing online opens doors to play from any location in the world. You won't need to worry about local gambling laws (if you have the right VPN) or the distance to the closest casino. You just need to jump to your computer, open the website, and you'll be in a game of crypto baccarat in no time!

  • Anonymity: Naturally, using crypto allows users to remain anonymous in their games. Cryptocurrency is a victory point in a world that pushes a narrative that you can't stay anonymous. Your funds are yours; nobody needs to know what you do with them.


  • Market Volatility: The elephant in the room… Crypto can tank in just a few hours. Unfortunately, it's a reality we can not deny, but it's a part of the game! On the flip side, there's a chance you could walk away with "extra winnings" as the price of your chosen token goes up or simply opt out for stablecoins

  • Experience: While playing crypto baccarat using a crypto casino is awesome, it simply can not beat the feeling of entering a traditional casino and joining a group of men in a game of baccarat. As mentioned above, online casinos do their best to counteract this and enhance the user experience. 

How to play crypto Baccarat

If you're reading this article, you probably know how Baccarat works already. We aren't looking at how you can play the game in general; for that, you can read here. Today, I'll provide the steps on how you can use crypto to play baccarat. 

  • Step 1: Find the right casino for you. There are hundreds of crypto casinos out there, and each has its perks. We've made this step easier for you; look at our crypto casino reviews here. You want to look for casinos that have a good reputation, provide anonymity, have live dealers/provably fair gameplay, and the best promotions to make it all the more worth it. 

  • Step 2: Sign up. Once you've found the casino that works for you, you must create an account. Most crypto casinos will ask for an email address, a password, and your age.

You will likely need to confirm your email address. If you're playing in a country that doesn't allow online gambling, the site uses JavaScript to track your current location. This can be frustrating, but it's set according to the regulators. NB: Some online casinos allow for a login using Metamask/ WalletConnect for ease of use. 

  • Step 3: Deposit. As long as you have a basic understanding of how cryptocurrency works and how to transfer funds, this should be an easy step. You'll see a "deposit" button when you've logged into the casino. This is usually clear at the top of the screen (sometimes, you'll just see an image of a wallet.)

Tap deposit and the page will show you your own personal wallet address. Ensure you're on the right cryptocurrency and network before sending coins through. There is usually a QR code as well to make things easier, and if you're using Metamask logins, the plugin should open up. 

Most crypto casinos use "instant deposits," meaning you'll just need a confirmation on the blockchain for your funds to appear. If it takes you more than 15 minutes, we suggest contacting support.

  • Step 4: Jump into a game of baccarat! It's finally time to place your bets and start winning. There should be a search function on the casino. From here, you can search for "baccarat," and all the tables available should appear. 

If you choose the live dealer route, your crypto assets will likely be "converted to USD" during your gameplay. But as soon as you leave the table, the funds are transferred back to crypto and added to your site balance. Once you're done, we don't suggest leaving your funds on the website for long, so withdraw your winnings immediately.

How to choose where to play Baccarat

Playing live baccarat with crypto is no joke; the stakes are high, as you’ll be playing with real money. Finding the right baccarat crypto casino can be tricky, so here’s what you should look out for when searching for one:

  • Accepted cryptocurrency: Most crypto baccarat casinos support more than just BTC. However, some sites are rather picky about which ones they accept. So, it’s best always to check which currencies a site accepts and whether it suits your gambling preference.

  • Anonymity: Crypto casinos offer a higher degree of anonymity compared to traditional ones. They do this by allowing gameplay without needing a player’s personal information. However, a few crypto baccarat sites implement strict KYC/AML policies. Before signing up, always check the casino's KYC policies.

  • Bonuses and Rewards: Crypto baccarat casinos are known for their lucrative welcome and deposit bonuses. A 200% matching deposit bonus could change your luck if things don't go your way. Be sure to watch for any bonuses or rewards a site offers new registrants. 

  • Game Selection: While most crypto casinos offer an extensive collection of games, a few specialize in baccarat with multiple variations of the game. We recommend baccarat crypto casinos, which offer the complete gaming experience.

  • License: If you want to remain completely anonymous while gambling, you’re more than likely going to have to use the services of an unlicensed casino. However, some licensed crypto casinos don’t ask for personal information. Gambling at any unlicensed establishment comes with risks; we generally only recommend using a licensed site to avoid being scammed.

  • Limits: The decentralized nature of crypto casinos allows them to offer incredibly high betting limits. Some casinos don’t have a maximum deposit amount, while others have limitations on weekly withdrawals. Be sure to check a casino’s restrictions on betting limits before deciding if it’s the one for you.

  • Reputation: Reputation is everything. Bad reviews and customer complaints are sure indications to avoid particular sites. In contrast, excellent reviews and positive feedback from the crypto-gambling community are more than enough to validate a site.

  • Support: It’s not always smooth sailing at crypto baccarat casinos; sometimes deposits don’t reflect, or gamers experience payout issues. When something goes wrong, using a crypto site offering customer support via live chat is best.  

Types of Baccarat games

It’s impossible to win at baccarat if you know little about how the game works. You’ll have a better chance of winning if you have some understanding of the rules. So, for those with limited knowledge of how things work, here are some things you need to know about popular versions of baccarat:

3 Card Baccarat

Unlike traditional baccarat, a hand in 3 Card Baccarat consists of three cards. Furthermore, there is the added possibility of a tie bet. This means players can bet on the Banker, Tie, or Player as per the rules. A hand with a value closest to 9 wins. 3 card baccarat calculates the value of a hand differently from other variations. You calculate the value of the digit in the one's place. For example, with a hand with a value of 18, the player has an 8.

Punto Banco

Punto Banco is similar to the traditional baccarat played at casinos. A hand is dealt to the player (Punto) and the banker (Banco). The aim is to get the closest hand value to 9 as possible. Cards from 2 to 9 are given their face value, aces count as 1, 10s are worth zero, and face cards (Jack, Queen, King) are worth zero. If the player or the banker is dealt a hand value of 8 or 9,  it’s considered "a natural," and it ends the round.

Chemin de Fer

Chemin de Fer is an unusual variant of Baccarat; in this version, the banker's position moves around. All players at the table have access to the position. The card values remain the same as Punto Banco (2 to 9 are worth face value, aces are worth 1 point, 10 and face cards count as zero), and the aim is to make a hand with a value as close to 9 as possible.

Baccarat Banque

Like 3 Card Baccarat, a player can bet on the Banker, Player, or Tie. The difference is that the banker's position is fixed; it can’t be passed when they lose. Furthermore, instead of playing with 6 decks, the game only uses 3. If a player is dealt a hand value of 9 or 8, it’s considered “a natural.” When a player has a natural, all hands are revealed. 9 naturally beats 8, or the hand with a value closest to 9 wins.

Mini Baccarat

Mini Baccarat is a fast-paced version of the game. There are fewer seats available at the table. The values of the cards remain the same as those of Punto Banco and Baccarat Banque. There are three possible bets: Player, Banker, and Tie. The player with the closest hand value to 9 is the winner of the round.

Tips and tricks

There is no surefire way to beat the casino; the saying "the house always wins" holds its weight. That being said, as long as you know when to stop, there are a few tricks of the trade

  • Martingale: The Martingale method is easily the most popular method trick that people use in Crypto Baccarat. Some casinos even ban this. The method works as follows:

  1. Place a "Base bet" (this should be as low as possible to avoid risks)

  2. When you lose, you double the bet. 

  3. Carry on doubling the bet until you eventually win. This way, you cover all your losses and walk away with the profit of the base bet. There is always a risk of losing all your funds with this method.

  • Reverse Martingale: The reverse Martingale is precisely what it sounds like. Instead of doubling your funds on a loss, you double your funds on a win. When playing this method, you must set a goal, such as resetting your base bet after 5 wins in a row. When you lose, you'll only lose a portion of your funds, but when you win, you'll walk away with a massive multiplier of that base bet. 

  • Bankers Hand: Baccarat is relatively simple, but there are a few rules that can complicate the gameplay. When looking into all the rules, you may find that the banker will take the win more often than the player. In the end, the house edge of the Banker's hand is 1.06%, and the player's hand is 1.24%. Even though the difference is small, it does mean that the banker's hand is technically the better hand.

  • High Hopes: Although this method does come with risks, there are also high rewards. In Baccarat, if you tie, both sides get their funds back, but you can also bet on the tie in which you'll receive a massive multiplier. Alternatively, you can bet on either the bank or the player drawing a pair. On a win, you'll receive massive multipliers as well. 

  • Rakeback/Promotions: Due to the game's popularity, many casinos will run promotions on baccarat. Search for casinos that run tournaments and similar, and you could be walking away with extra profits. The same goes for casinos that offer the best Rakeback. Some casinos provide up to 65% Rakeback on all losses, which could help you lower that house edge even more and even your chances against the casino.

Where to play

Playing Baccarat with crypto is easy and enjoyable, and and anonymous if you do it right! The baccarat game may have started in the 1400s, but it's staying more relevant than ever. So jump into a game of baccarat and get winning. Here are a few crypto casinos we'd suggest you try for baccarat. (Most Baccarat Tables)

Deposit Bonus
Up to 125% bonuses on your first 3 deposits
Established in 2014, and has a solid community backing them
Available Tables
13 tables

BC.Game (Best Promotions)

Deposit Bonus
4X deposit bonuses Up to 240% + a top tier VIP program
Launched in 2019 + a solid community behind them. Voted "Online Casino of the Year" in 2021
Average. KYC forced once you've reached a specific betting limit (Best for High Rollers)

Deposit Bonus
200% on deposits above $100
One of the most well-known crypto casinos of all time, Sponsor the likes of Drake the rapper and Everton Football Club
Extremely regulated
Maximum Bet
No max bet ceiling (For VIP members)

1xBit (Best for Anonymity)

Deposit Bonus
300% up to 7 BTC (Tiered)
Established in 2016, 1xBit is a licensed crypto casino with a fair reputation amongst the crypto community.
No KYC needed
Maximum Bet


Deposit Bonus
70 Free Spins on deposits above $80
Established in 2019, Roobet is the world’s fastest-growing crypto casino. The platform holds partnerships with key players such as Snoop Dogg, Canelo Alveraz, and Charles Oliviera.
KYC documents required
Maximum Bet
Maximum bet 20,000 USD


Can I play Baccarat with BTC?

Yes, just about every crypto casino offers some version of the game, and sites allow players to use other cryptocurrencies. Playing Bitcoin Baccarat is extremely common.

How much can I bet per hand?

The usual betting amount per hand ranges from 1mBTC up to 1BTC. Each casino has its own minimum and maximum betting stipulations per hand.

Is it safe to use Bitcoin Baccarat casinos?

Yes, Crypto casinos are some of the safest gambling platforms available. Most of them use the latest SSL Encryption and privacy software for advanced security features. 

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